BUYERS & SELLERS

I have helped families buy and sell homes for over 12 years.  However, with the changing market, agents have to educate themselves to meet the needs of their clients.

In 2008, 90% of my clients bought or sold a foreclosure or a short sale.  I am now a Certified Distressed Property Expert and have earned my CDPE designation to help even more families... whether they are looking to buy a foreclosure or short sale or helping them avoid a foreclosure by negotiating a successful short sale.  If you or someone you know is in a situation where they are falling behind on payments, do not let them fall for the many scams that are out there.  Give me a call!  It doesn't cost anything and it can mean a huge difference in when they can buy a home again.  Working with a knowledgeable agent who understands the process is vital to get to closing in a timely manner.

My best tip for buyers and sellers is to interview your agent.  Buying or selling a home one of the largest purchases or sales you will make in your life.  Ask questions of agents you meet with to protect yourself like... how long have you been an agent, how many homes have you sold in the area, what designations have you earned, are you a full time agent or do you also have a part time job?  Once you find an agent who you trust and feel is knowledgeable... hire them.  It doesn't cost you anything and they will represent you when you decide to make an offer on a home.

Also, The Rainy Day Foundation's Homeowner Education and Loan Protection service (HELP) includes a Mortgage Protection Program that protects homeowners if they experience a loss of their employment.  May Americans today are concerned with job stability and how they are going to make their mortgage payments if they lose their job.  This is a great service for Home Sellers to offer potential Buyers to give them the peace of mind in buying your home.  This program is only available to Sellers or Buyers who work with agents who are certified (which I am).  For more information, give me a call.

ATTENTION FIRST TIME HOME BUYERS!

There are some great programs out there to include certain reputable lenders that I work with who have a FHA/ or VA $10,000 grant program to help with down payment and/or closing costs.  This is a great program for home buyers in the $250,000-$300,000 or less price range.  Prices of homes and interest rates are at an all time low.  Take advantage of owning your own home if you can!  The grant program has limited funds available and the funds have run out for this year.  However, the funds are do to be replensihed in January of 2010.  Call me for more information and to get the lender's names to see if you qualify.

"The use of the this grant money has done so much for me. Not only was I able to look at more options with the 10,000 dollars, but it also alleviated the stresses one may have with trying to come up with closing costs.  Without the help of this money I would have never been able to do this on  my own, and now my dream of being a homeowner is a reality. Even better with the constant help of Michelle my agent and Kim my loan officer.  I was never short of answers to any of my million questions. If you ask me receiving the information about this grant is one of the best things that has ever happened to me and it's definitely worth looking into if your thinking of purchasing your first home!"    Melissa

For a free, no obligation and confidential appointment, just call or e-mail me.  I make sure I return all phone calls and e-mails in a prompt manner.