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Welcome > Local Info >
town-3 Information ...
About the Gainesville, Virginia Area 
 Located in Northern Virginia among the rolling hills, sits the small town of Gainesville. Although Gainesville is booming with new businesses and residential areas, it maintains its small-town charm and friendliness.
If you are looking for Gainesville real estate, now is the time to buy. Housing is affordable and property values will continue to rise as Gainesville continues to grow. You can find single family homes, condos, townhomes and luxury homes that sit among the impressive scenery of the area.
Gainesville has a lot of history waiting to be discovered. The scene of the first battle of the Civil War can be explored at Manassas Battlefield Park. From a cattle shipping hub to a strong industrial economy, Gainesville has changed drastically over the past few decades.
 There are several golf courses that will challenge your game for players of any level. Lake Manassas is another popular place for other recreational activities.
There are many quaint locations for the type of property you seek, whether it’s on a golf course or a water view, Michelle Perkins will be glad to show you homes for sale in Gainesville, Virginia.  It's our job to know EVERYTHING about Gainesville! Ask us any question.
Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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NUMBER1EXPERT®
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All rights reserved. All information deemed reliable but not guaranteed.
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- NUMBER1EXPERT 
