4 Bedroom, 2 Bath Brick Home on Corner Lot in Old Town Culpeper with Views of the Town. For rent also at $1,350 a month.
MLS#: CU7085575 Click For More
Brick front Colonial home with all the bells and whistles.4BR/3.5BA in Remington. Listing Agent and Office: Kim Pradd, Exit 1st Choice Realty
MLS#: FQ6899230 Click For More
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
Why hire one agent when you can have a team working to ensure the quality service you deserve when looking to buy or sell! The "team" approach benefits everyone involved and is in place to better serve you. Our valued clients! Nikki, Susan and I are waiting for your call.
*We offer over 13 years of licensed real estate experience.
*Looking to sell? We utilize the latest in Internet Marketing & Technology. Over 80% of Home Buyers start their search on the internet. All our advertising drives Home Buyers to our website, so they see your home first. Also, I'm now offering your home to be appraised by a licensed appraiser before you list with me to make sure we price your home right for the highest price in the quickest amount of time. Call or e-mail me for more information.
*Looking to Buy? Our clients have found that by meeting with us, they have a greater knowledge of the current market and greater opportunity to live in the right property for them and their family. We simply need to meet.
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